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Credits and Deductions for Individuals

What Is a Tax Credit?

Subtract tax credits from the amount of tax you owe. There are two types of tax credits:

  • A nonrefundable tax credit means you get a refund only up to the amount you owe.

  • A refundable tax credit means you get a refund, even if it's more than what you owe.

What Is a Tax Deduction?

Subtract tax deductions from your income before you figure the amount of tax you owe.

Business Taxpayers

Find credits and deductions for businesses

Credits for Individuals

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Family and Dependent Credits

Income and Savings Credits

Homeowner Credits

Health Care Credits

Education Credits

Deductions for Individuals

Work Related Deductions

Itemized Deductions

Education Deductions

Health Care Deductions

Investment Related Deductions

Page Last Reviewed or Updated: 29-Jan-2020

Nicole Silas